Bagging a Motor Bargain

Dodgy car salesman

February has become a good time to bag a new car bargain as many dealers try to shift old stock before the new plat is released, these are generally cars which have had to be registered by the dealer and then used as demonstration models, which quite often means you can grab a good deal on the forecourt as long as you don’t mind a few miles on the clock.

While many of us like to part exchange our cars for a new one, some of us me included prefer to get a bargain via the private sale route, but this way can be fraught with pitfalls and if you don’t know your exhaust from your wheel nut then you can find yourself out of pocket in a very serious way.

Have no fear folks as the people at Gocompare have put together a handy guide to buying a used car via the private route, The guide, ‘Buying nd selling cars privately’, outlines the key steps and practicalities involved in the private sale of a vehicle – from preparing the car and relevant paperwork ready for a sale, inspecting the car’s condition, status and history, organising a test drive to making and receiving payment. The guide also highlights different types of scams buyers and sellers should watch out for including rogue traders posing as private sellers and how to spot dodgy payment practices.

Matt Oliver spokesman at Gocompare.com Car Insurance explained: “Private car sales can be a great deal for both buyers and sellers but, to get the best price and avoid being conned – you really do need to know what you are doing. For most of us a car – whether it’s new or second hand – is one of the most expensive things we’ll ever buy. So, before buying a car through the small ads it’s important to take the time to check the condition of the vehicle, both the bodywork and mechanics, and ensure that the paperwork is all present and correct.

“A test drive is crucial in helping to establish whether a car is in good running order and is right for you – comfortable and easy to drive. By law the car being test driven must be insured, this can be arranged through either the seller or buyer’s car insurance.

“A common held myth is that a fully comprehensive policy gives the policyholder third party cover to drive any car. Not all policies do. Therefore, if you’re planning to road test a privately sold car you’ll need to check with your insurer. Another thing to consider is that if you’re involved in an accident during a test drive, third party only insurance will not cover any damage to the car you are driving. A better option would be for the buyer or seller to contact their insurer to see if they offer a temporary policy to cover test drives. If they don’t, short-term car insurance cover can be arranged through a comparison site such as Gocompare.com. Alternatively, a buyer could add a car they wish to test drive as an additional temporary vehicle to their policy or the seller could add a would-be buyer as an additional driver on their insurance.”

Matt Oliver concluded, “When a potential buyer is inspecting or test driving your car, don’t just hand over the keys and let them get on with it. Stay with them. Before setting off on a test drive, check that the driver has a valid driving licence and

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