MoneyAware is part of StepChange Debt Charity, the UK’s leading debt help charity.
Each year our free debt advice helps over 500,000 people. The charity has helped millions of people in the UK by providing advice on personal budgeting, advice on the wise use of credit and, where appropriate, managing achievable plans to repay debts.
They offer free advice online, through the StepChange Debt Charity website, and have a team of expert debt advisors offering support over the phone on our Helpline.
However they know that many people wait up to a year before getting advice. For many of our clients identifying that they have a debt problem isn’t always easy. So how do you know when you need help with your finances?